Every state sets its own rules for when a final paycheck is due — and what it costs an employer to pay late. The table below covers all 50 states: the deadline if you were fired, the deadline if you quit, and the penalty the law attaches to nonpayment. Click any state for the full guide, including the statute citations, the demand-letter mechanics, and a personalized letter preview. Every figure was verified against the current statute text or official state guidance — not recycled from aggregator sites, several of which are still publishing rules that were repealed years ago.

All 50 states at a glance

StateIf you were firedIf you quitThe penalty for nonpayment

Where the demand letter is the law's own trigger

In a surprising number of states, the demand letter isn't just persuasive — it's mechanical. In Alaska, Louisiana, Maine, Minnesota, Missouri, Nevada, New Mexico, Oregon, Utah, and West Virginia, a written demand starts a statutory penalty meter, sets the payment deadline itself, or is a legal prerequisite without which no penalty can be recovered at all. Utah says it in black letter: an employee who has not made a written demand "is not entitled to any penalty." In those states, every day without the letter is penalty money that never existed.

How to use this table

Find your state, note the deadline that applies to how your employment ended, and check whether the penalty column mentions a demand, a meter, or a multiplier — that tells you what your letter needs to invoke. Then open your state's full guide for the statute citations, the traps to avoid, and a preview of the letter itself.

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This table is general information, not legal advice. Statutes are paraphrased and change; each state guide links its primary sources. For significant or contested claims, consult a licensed attorney in your state.